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The Dime Spell: A Simple Practice for Financial Growth

Updated: 4 days ago

An ornate blue chest filled with glittering dimes emits mist, set against a dark, mystical background. Bright coins spill out, glowing.

Some of the most effective witchcraft spells are very simple. Certain spells draw strength from repeated actions and daily routines, creating an ongoing thought-form. The dime spell combines simplicity, daily effort, and focused intention to bring exponential growth and help you build wealth in your life.


If you have finished A Witch's Primer, you might remember this spell from one of the supplementary lessons. It closely resembles the money box spell I also teach, but elevates it by creating a living "battery of prosperity" when practiced over time. We will go into more detail about how and why this works below.


What Is the Dime Spell?


The dime spell mainly works because you’re energetically creating prosperity each day. Magic isn’t always about lightning-fast results overnight. It works because it plants a seed and lets you grow with it. You grow with the flow of the Universe instead of trying to force things.


Each day, you place more money into a container than the day before. Not only are you depositing more money daily, but you’re also growing with the ritual. But it's not so much about the money you are accumulating in the container. It's the thought-form of financial increase you create that is the main function of the spell.




What You’ll Need


Materials Needed for the Dime Spell:


  1. A Container: Choose anything that feels right for you. This could be a cookie tin, a jar, or a box. Just ensure it's large enough to hold your growing deposits and your small notepad.


  1. Small Notepad and Pen/Pencil: Use this to record and keep track of the amount of your daily deposits.


  1. Small Change: While dimes are traditional for this spell, you can use whatever denomination available to you, such as pennies, nickels, etc.


For optimal results, begin this spell on a new moon.



Instructions for the dime spell

Day 1: Write the date in your notepad. Write down that you're putting in 10 cents. Place a dime in your container. Close it up and put it away.


Day 2: Write the date in your notepad. You are now adding 20 cents (matching the previous 10 cents plus an additional 10 cents today). Note the total amount in the container. Place the money in the container. Close it up and put it away.


Day 3: Write the date in your notepad. You are now adding 30 cents (matching the previous 20 cents plus an additional 10 cents today). Record the total amount in the container. Place the money in the container. Close it up and put it away.


Continue this daily routine, matching the previous day’s deposit amount and adding an additional 10 cents to your container. Write the date and the amount you are putting in your container, plus the current total each day in your notepad.


As soon as you reach a daily deposit amount that makes you uncomfortable, simply start over, beginning with a single dime and adding it to the money you've already accumulated in your container. You are building momentum, even when you've started over with a small amount. Continue this process until you reach an amount you don’t feel is sustainable, then start over again with a single dime. If you need to start over multiple times, that’s okay!


As you maintain this practice, you will start to see your financial situation improve. Not due to the amount in the container (that's a mere symbol), but your entire financial situation improves based on the thought form you are building.


Why the Dime Spell Works


It’s simple math and magical momentum combined!


Co-creating energetically – When you put money into your container every day, you are energetically creating more money. By continuing to put more money into your jar each day, you are building yourself a “prosperity battery.”


Law of Increase – Each day, you grow your deposits according to the formula. You are applying the natural laws of growth by taking small actions that boost your financial energy.


Meditation and Focus – Writing down what you put into your container and multiplying it daily helps you focus on growth and the expansion of your abundance.


Flexible – This works for any budget! Anytime it feels too expensive, you drop your deposits back to a single dime. If working with ten-cent increments is too much of a stretch for you, you can use five-cent or one-cent increments instead.


Tips for Success


Tips for Performing the dime Spell: 

Coins arranged in a dollar sign pattern on a white background, with heads and tails visible, in various metallic shades.

Begin on a New Moon: A new moon is a perfect time to start this spell as the new moon supports new beginnings and growth.


Decorate Your Container: If inspired, decorate the inside and/or outside of your container with prosperity colors and symbols of your choosing (green/gold, runes, sigils, etc.).


Be Consistent: This spell only works if you’re consistent. Even if you have to keep starting back at a single dime, stay with the practice.


Don’t Hoard: Every once in a while, pull some money out of your container and put it back into circulation. Spend it, donate it, or use it to buy yourself something nice. This allows the flow of abundance to continue circulating.


Trust the Process: The money inside the container isn’t what makes the dime spell work. It’s creating a steady increase of energy focused on attraction and abundance. Have confidence that this practice will improve your financial situation.


Common Questions About the Dime Spell


What if I don’t have dimes? No problem! Use pennies or nickels. Just make sure you work with the same base amount, i.e., 10 cents.

What if I miss a day? If you miss a day, simply pick up where you left off. The spell’s momentum won’t be disrupted as long as you return to the practice. If you miss several days, just start over again.


May I add additional money? 

Only add what the formula dictates: the previous day's amount plus $.10. Random additions can interfere with the spell. 


What do I do with all the money I accumulate?

Spend it, save it, or give it away, whatever feels good. But do make sure you spend some of it from time to time to sustain the continued flow of prosperity


The Magic of Consistency

Close-up of a US dime, heads side shows a profile with "LIBERTY," year 2008, tails side with torch and text "ONE DIME," "E PLURIBUS UNUM."

The dime spell isn't necessarily the biggest, fanciest, or "witchiest" spell. But there's something highly effective about this daily routine. When you do this every day, you're not simply accumulating money; you're building a potent thought form of ever-increasing financial prosperity. You are actively working with the cycles of nature to bring forth prosperity.


The longer you work with this spell, the more you'll see that the money in the container isn't the only place your money is growing. Your overall financial situation will continue to improve over time.


Grab your supplies and schedule some time to get your prosperity battery started. The Dime Spell is a beautiful way to ensure you grow your wealth.


Blessed be! 



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